Scroll down for your up to date South Carolina Obamacare Agent information!
If you need a South Carolina Obamacare agent, then look no further. We at SChealthconnector.org can help you navigate the Federal Marketplace in South Carolina. As your South Carolina Obamacare agent, we can help you complete your subsidy determination, select a health insurance plan, and get enrolled. Contact us today for help! On March 23, 2010 President Obama signed into law the Patient Protection and Affordable Care Act (PPACA). PPACA is also known as the Affordable Care Act (ACA), Obamacare, and Healthcare Reform. This law brought sweeping changes to the South Carolina insurance industry almost immediately!
Why do you need a South Carolina Obamacare agent?
Depending on where you live in South Carolina, you will have a variety of health plans to choose from. Not all Obamacare plans will be available in all South Carolina counties. In addition, provider networks may vary by region, depending on where you live in South Carolina. Another consideration is that rates will vary across counties in South Carolina – just one more reason you should work with a South Carolina Obamacare agent! Making sense of the process – working with a South Carolina Obamacare Agent can help you understand the difference between the subsidy determination application, and the health plan enrollment process.
The subsidy determination application is the process by which the Marketplace assesses your eligibility for an advanced premium tax credit (APTC). Your APTC may be used to reduce your health insurance plan premium on either a monthly or annual basis – consult your South Carolina Obamacare agent for more information. In addition, your agent can even use our Subsidy Calculator to estimate your subsidy before applying!
Currently, there are either 27 or 32 Qualified Health Plans offered in each county in South Carolina. Depending on the area, each of the 46 SC counties will have either 3 or 4 catastrophic plans, 7 or 9 bronze plans, 12 or 13 silver plans, and either 5 or 6 gold plans. It is important to note that no platinum plans will be offered on the health insurance marketplace in South Carolina in 2014. Update: For 2015, we anticipate platinum plans will be offered in all counties of South Carolina. Contact us directly for additional information. Sound like a lot of choices? It is! So be sure to contact your South Carolina Obamacare Agent today for assistance!
These new Qualified Health Plans – some call them “Obamacare Plans” have very different plan benefits. Some of these plans have a very strict HMO or EPO type arrangements. It is important to know if your QHP / Obamacare plan has out of network benefits. What if your doctor is out of network? Will your plan allow you to see an out of network doctor? Your South Carolina Obamacare Agent can help you check provider networks for various plans to help select the plan that is best for you!
About your South Carolina Obamacare agent – in order to be certified to sell health insurance plans (“Obamacare Plans”) in the Federal Facilitated Marketplace, agents must complete certification through HHS and CMS and complete any training required by QHP issuers. Not all insurance agents have completed the process to become a South Carolina Obamacare Agent, be sure to ask!
South Carolina Obamacare Agent Update – 10/3/2013
The Federal Facilitated Marketplace continues to experience extremely high volume. Various news sources are reporting that approximately 2.8 million people visited healthcare.gov in the first few hours of opening. As your South Carolina Obamacare Agent, we are constantly monitoring the status of the Federal Exchange Marketplace. At this time, we recommend postponing enrollment until traffic subsides. We hope that next week will see a more reasonable traffic load, allowing for easier enrollments. Of course, as your South Carolina Obamacare Agent, we would like to remind you that enrollments must be completed by December 15, 2013 to be effective for January 1st, 2014.
South Carolina Obamacare Update – 10/8/2013
During the first week of open enrollment for the Affordable Care Act, the Federal Health Insurance Marketplace has had a rocky start, to say the least. As your trusted South Carolina Obamacare Agent, we are continuously checking the status of the enrollment portal at www.healthcare.gov, as well as keeping an eye out for any pertinent news regarding open enrollment. Recently, while perusing the news, we found a particularly disturbing article from CNBC.
You can read the original article here. On Friday, CNBC reported that as many as 99% of Obamacare enrollment applications contain enough information for the insurance carrier to process the application! Another insurer reported that approximately half of all applications received did not have enough information to process the enrollment. Don’t let this happen to you!
This is why you need a South Carolina Obamacare Agent!
As your South Carolina Obamacare Agent, our agency tracks every application to ensure that your enrollment is complete! Sure, you could go to healthcare.gov and enroll on your own – but why risk not having insurance on January 1st? Your South Carolina Obamacare Agent, has the knowledge, resources and experience to help ensure that your health insurance enrollment application is complete!
South Carolina Obamacare Agents must be CMS certified before helping consumers apply for Obamacare plans. South Carolina Obamacare Agents must complete assigned training and pass exams before they may assist individuals with an application, plan selection, and enrollment through a Federally-facilitated Marketplace.
South Carolina Obamacare Agent vs. Navigators
Navigators may help you navigate the Federal Marketplace. By law, the Affordable Care Act forbids navigators from actually recommending what specific health plan or coverage people should purchase. Navigators are only allowed to help people understand their options and they’re banned from receive compensation from insurers, as South Carolina Obamacare Agents can.
South Carolina Obamacare Agents are not only certified by the Federal Government, but also licensed, trained, and appointed with each insurance company they represent. This relationship ensures that your South Carolina Obamacare Agent has a professional working knowledge of the plans they represent.
South Carolina Obamacare Agent Update: 10/15/2013
It seems things are getting better over at www.healthcare.gov. Currently, we have experienced some issues with the identity verification portion of the website. Please remember to input your agent/brokers information under the “Need Help Applying” section – click on the image below for more details. Your “Need Help Applying” information for your South Carolina Obamacare Agent is NPN: 788453, FFM user ID: jtdickerson, name: Joshua Dickerson.
Please remember to CONTACT US today to schedule a time for enrollment assistance. We are always ready to help!
Through our virtual desktop meeting technology, we are happy to serve ALL of South Carolina including:
Abbeville County, Aiken County, Allendale County, Anderson County, Bamberg County, Barnwell County, Beaufort County, Berkeley County, Calhoun County, Charleston County, Cherokee County, Chester County, Chesterfield County, Clarendon County, Colleton ,ounty,Darlington County,Dillon County,Dorchester County,Edgefield County, Fairfield County, Florence County, Georgetown County,Greenville County, Greenwood County,Hampton County,Horry County,Jasper County,Kershaw County, Lancaster County,Laurens County, Lee County, Lexington County, Marion County,Marlboro County,McCormick County, Newberry County,Oconee County,Orangeburg County, Pickens County,Richland County,Saluda County, Spartanburg County, Sumter County, Union County, Williamsburg County, York County
South Carolina Obamacare Update – 10/23/2013
The federal marketplace website is still experiencing sporadic bugs. In particular, the identity verification process appears to be unreliable, especially for applicants with a recent change of address. As your South Carolina Obamacare agent, we advise waiting until November 1st before attempting to apply. Though we are receiving anecdotal reports of applications being processed successfully, we are still being told that Obamacare Insurance carriers are receiving bad data from the exchange. We hope by the time the month ends, that the “tech surge” announced by the president will have resolved any lingering issues.
South Carolina Obamacare Update – 11/01/2013
The federal marketplace website login has been down all week. We are hoping the revamping of the website will be finished soon. The President and various administration officials have stated that the Obamacare Federal Marketplace website will be working for most people by the end of November. Various news sources are reporting that a total of 6 people enrolled on the 1st day of open enrollment. Stay tuned for more Obama Care News!
South Carolina Obamacare Update – 11/08/2013
The federal marketplace website has been working somewhat more reliably. However, as of Thursday 11/07/2013 the site indicated the HUB was down. Although we could complete and submit a subsidy application, we could not receive a subsidy determination. Stay tuned for more news!